FractionalCXO
John Carrington

John Carrington

Fractional CLO

Fractional CLO & Lending Strategy Consultant

Sacramento, United States

About

Skilled senior management executive with extensive management and operating experience leading businesses of regional and national scope. I have a long history of delivering value, innovation, and growth with credit unions, CUSOs, and financial service organizations.

I have success by building strong values, cultures and partnerships, while creating and developing diverse leadership teams. Along with C-suite and board experience, I utilize my strategic-thinking, collaboration, and communication skills very effectively in executive settings.

Areas of focus and expertise include:

• Consumer Lending

• Credit Operations and Administration

• Risk Management

• Sales Management

• P&L Management

• Business Strategy and Execution

Experience

CUBI.PRO

Fractional CLO & Lending Strategy Consultant

CUBI.PRO · Sacramento, California, United States

Jun 2024 – Present(1 yr 11 mos)

iLendingDIRECT

Senior Vice President of Market Strategy

iLendingDIRECT · Englewood, Colorado, United States

Mar 2019 – Jul 2024(5 yrs 5 mos)

N

Board Member

National Association of Credit Union Service Organizations (NACUSO) · Irvine, California, United States

Apr 2015 – Dec 2018(3 yrs 9 mos)

CU Direct

Senior Vice President - Sales

CU Direct · Irvine, California, United States

Feb 2002 – Dec 2018(16 yrs 11 mos)

United Auto Credit Corporation

Regional Manager

United Auto Credit Corporation · Irvine, California, United States

Mar 2000 – Jan 2002(1 yr 11 mos)

C

Director of Originations

Charter One Auto Finance · Rochester, New York, United States

Jun 1996 – Feb 2000(3 yrs 9 mos)

M

Director of Collections and Servicing

MS Financial, Inc. · Ridgeland, Mississippi, United States

Jun 1995 – Jun 1996(1 yr 1 mo)

B

Vice President - Commercial and Retail Lending

BayBank · Boston, Massachusetts, United States

Feb 1994 – May 1995(1 yr 4 mos)

G

Credit Manager

General Motors Acceptance Corp · Detroit, Michigan, United States

Jan 1984 – Dec 1993(10 yrs)

Education

Central Michigan University

Central Michigan University

Master's of Science - MSA, Administration

1988 – 1991

University of Oklahoma

University of Oklahoma

Bachelor of Arts - BA, Political Science

1978 – 1982

MIT Sloan School of Management

MIT Sloan School of Management

Business Strategy Certificate

2004 – 2006

The University of Texas at Austin

The University of Texas at Austin

Strategic Management Certificate

2010 – 2012

Expertise

Specialties

Sales ManagementNew Business DevelopmentExecutive ManagementUnderwritingBusiness DevelopmentTeam BuildingBankingSales ProcessB2BRisk ManagementSalesSellingAccount ManagementCustomer SatisfactionSales OperationsMarketing StrategyCredit AnalysisCreditStrategic PlanningLeadershipManagement

Past companies

CUBI.PROiLendingDIRECTNational Association of Credit Union Service Organizations (NACUSO)CU DirectUnited Auto Credit Corporation

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