FractionalCXO
Linda Wittich

Linda Wittich

Fractional CRO

Fractional CRO & Fintech Adviser | Revenue By Design for B2B Fintechs That Expect Results

United States

About

𝐈 𝐛𝐮𝐢𝐥𝐝 𝐫𝐞𝐯𝐞𝐧𝐮𝐞 𝐞𝐧𝐠𝐢𝐧𝐞𝐬 𝐟𝐨𝐫 𝐞𝐚𝐫𝐥𝐲 𝐭𝐨 𝐦𝐢𝐝‑𝐬𝐭𝐚𝐠𝐞 𝐟𝐢𝐧𝐭𝐞𝐜𝐡 𝐚𝐧𝐝 𝐰𝐞𝐚𝐥𝐭𝐡𝐭𝐞𝐜𝐡 - 𝐧𝐨𝐭 𝐚𝐬 𝐚 𝐜𝐨𝐧𝐬𝐮𝐥𝐭𝐚𝐧𝐭, 𝐛𝐮𝐭 𝐚𝐬 𝐚 𝐟𝐫𝐚𝐜𝐭𝐢𝐨𝐧𝐚𝐥 𝐂𝐑𝐎 𝐰𝐡𝐨 𝐥𝐞𝐚𝐝𝐬 𝐟𝐫𝐨𝐦 𝐢𝐧𝐬𝐢𝐝𝐞 𝐭𝐡𝐞 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬.

My work blends two foundations: the 𝐬𝐩𝐞𝐞𝐝 𝐚𝐧𝐝 𝐬𝐜𝐫𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬 𝐨𝐟 𝐬𝐭𝐚𝐫𝐭𝐮𝐩𝐬 and the 𝐝𝐢𝐬𝐜𝐢𝐩𝐥𝐢𝐧𝐞, 𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞, 𝐚𝐧𝐝 𝐩𝐚𝐭𝐭𝐞𝐫𝐧 𝐫𝐞𝐜𝐨𝐠𝐧𝐢𝐭𝐢𝐨𝐧 𝐨𝐟 𝐥𝐚𝐫𝐠𝐞 𝐞𝐧𝐭𝐞𝐫𝐩𝐫𝐢𝐬𝐞𝐬. I’ve held leadership roles at high‑growth startups as well as at IBM Watson, DTCC, Broadridge, and Citi. These experiences give me a practical understanding of how financial institutions really buy and what it takes for a young company to scale into them.

As your CRO I typically take 𝐨𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩 of the entire revenue engine:

- Revenue architecture

- Pricing and confirming ROI

- Messaging and positioning

- Sales process design

- Pipeline creation

- Go‑to‑market strategy

- Partner strategy

- Client activation, retention, and expansion

- Hiring and coaching revenue teams

- Forecasting and operating rhythm

𝐌𝐲 𝐚𝐩𝐩𝐫𝐨𝐚𝐜𝐡 𝐢𝐬 𝐡𝐚𝐧𝐝𝐬‑𝐨𝐧 𝐚𝐧𝐝 𝐨𝐩𝐞𝐫𝐚𝐭𝐨𝐫‑𝐝𝐫𝐢𝐯𝐞𝐧. I work closely with you and your team and few people even realize I'm fractional as I dig deep into your challenges and opportunities, diagnose the real blockers, build the systems that remove them, and coach teams to operate with clarity and confidence. Everything I create is designed to be teachable, repeatable, and scalable long after I’m gone.

𝐖𝐡𝐚𝐭 𝐲𝐨𝐮 𝐠𝐞𝐭:

Revenue, clarity and confidence...as well as,

- A clear, teachable revenue strategy

- A pricing model aligned with value

- A sales process that removes guesswork

- A partner strategy that drives real pipeline

- A team that knows what “good” looks like

- A client base that stays, expands, and grows

- A revenue engine that scales beyond founder‑led sales

𝐈 𝐜𝐞𝐥𝐞𝐛𝐫𝐚𝐭𝐞 𝐦𝐲 𝐜𝐥𝐢𝐞𝐧𝐭𝐬' 𝐬𝐮𝐜𝐜𝐞𝐬𝐬𝐞𝐬 𝐚𝐬 𝐢𝐟 𝐭𝐡𝐞𝐲 𝐰𝐞𝐫𝐞 𝐦𝐲 𝐨𝐰𝐧....and here's some of our celebrations:

- WealthForge: SEI acquired their Altigo platform. While CRO, we grew sales 15X and adoption 50X

- Marstone: Completed Series B fundraising. Under my leadership, improved time-to-revenue by 10X

- QCash: Acquired by Alloya FCU. While there, we doubled sales.

𝐋𝐞𝐭'𝐬 𝐜𝐨𝐧𝐧𝐞𝐜𝐭!

I'm a constant networker and love meeting new people. Seriously, what's more exciting than learning about fintech innovations. So even if you're not the perfect fit, don't hesitate to reach out.

Experience

Top Line Focus, LLC

Fractional CRO and Fintech Growth SME (Founder)

Top Line Focus, LLC · United States

Oct 2019 – Present(6 yrs 7 mos)

Top Line Focus is my independent consultancy firm. I am the one and only employee. I help fintechs grow faster by becoming their fractional CRO. My focus: building, optimizing, running and owning their revenue engines across the full client lifecycle: Designing Strategy, Generating Leads, Developing Leads, Acquiring Clients, Onboarding Clients and Nurturing Clients. I’m a hands-on operator who dives deep into your product, market, and buyer personas. I refine messaging, build repeatable processes, remove blockers, and coach your team toward scalable success. My goal is always empowerment: transferring not just ownership of the revenue engines, but the operational fluency to run them well. That means building hard skills—like pipeline discipline and messaging precision—and soft skills, like coaching, strategic judgment, and leadership presence. The result: scalable growth that continues long after I step out. 𝗖𝗟𝗜𝗘𝗡𝗧 𝗘𝗡𝗚𝗔𝗚𝗘𝗠𝗘𝗡𝗧𝗦 - Outlier Group | Jul 2025 - Present | Strategic Advisor - fpPathfinder | Oct 2025 - Present | Head of Marketing - South Geeks | Oct 2025 - Dec 2025 | Sales Playbook - Spidr | Jul 2025 - Oct 2025 | Sales Playbook - College Financial Prep | Sep 2025 - Oct 2025 | Pivot Analysis - Marstone | Oct 2019 - Jul 2025 | Strategic Advisor, COO, CRO, Delivery Executive - Etana Group | Nov 2024 - Jun 2025 | New Business Strategic Advisor - Advintro | Nov 2023 - Apr 2024 | Value Proposition Messaging - Trust & Will | Dec 2023 - Mar 2024 | GTM Assessment - Females & Finance | Jul 2023 - Feb 2024 | COO, Strategic Advisor - Foresight Financial | Nov 2022 – Jan 2023 | Value Proposition Messaging - Wodwo | Aug 2022 – Nov 2022 | CRO - WealthForge Altigo | Dec 2019 – Oct 2022 | CRO - QCash Financial | Dec 2019 – Mar 2021 | CRO - Wodwo | Nov 2019 – Jan 2020 | Product-Market Fit Analysis

Finn AI

Managing Director, Sales & Strategic Account Management (CRO)

Finn AI

Jul 2018 – Oct 2019(1 yr 4 mos)

Vancouver-based Finn AI was acquired by Glia in 2022; during my tenure, we had just completed our Series A funding. Finn AI changed the way people talk about banking and personal finance. The market-leading Conversational Banking platform is a fully outsourced solution to allow firms to Engage, Empower and Enlighten customers as they do their everyday banking through a personalized virtual assistant. As a fully managed service offering built for Banking by Bankers with a robust pre-built taxonomy, banks were able to enjoy an accelerated time to market...often as much as 50-80%! As the Managing Director, I was responsible for Global Sales, Sales Operations, and Client Success.

IBM

Delivery Executive for Cognitive, Big Data & Analytics -Watson for Wealth

IBM · Greater New York City Area

Oct 2015 – Jun 2018(2 yrs 9 mos)

IBM [NYSE:IBM] is a $90+ billon multinational technology and consulting company. As a Delivery Executive, I was responsible for working with Tier 1 Wealth Management and other financial institutions to deliver cognitive and AI solutions across their enterprise. Often these include Digital Intelligent Virtual Agents for their customers, contact center personnel, and financial advisors, as well as the discovery of dark data for advancing their analytic tools to further personalize all interactions. I worked with firms to address real business challenges by consulting with them on digital transformation strategies, user engagement models, operating models, analytics, and middle office operations.

Doxim

US Business Expansion Strategist & Sales Leader

Doxim · United States

May 2013 – Sep 2015(2 yrs 5 mos)

Doxim is a privately-held financial services technology firm that builds and delivers automated client onboarding, cloud based enterprise content management and advanced document processing solutions. Headquartered in Markham (Toronto), Canada. While at Doxim, I was responsible for expanding their presence in the US. That included setting strategy, establishing strategic partnerships, and executing on the sales plan.

Top Line Focus, LLC

Sales Coach to Startups

Top Line Focus, LLC · Various Locations

Jan 2012 – May 2013(1 yr 5 mos)

Top Line Focus (Generation 1) was an independently-owned business coaching organization focused on solopreneurs and pre-seed startups.

Broadridge

Senior Vice President, Business Builder, Client On-Boarding

Broadridge · Greater New York City Area

Aug 2008 – Nov 2011(3 yrs 4 mos)

Broadridge [NYSE:BR] is a leading provider of investor communications and technology-driven solutions to banks, broker-dealers, mutual funds and corporations globally. Delivered a new client onboarding platform for broker-dealers and their financial advisors. Responsible for all aspects of new product development from ideation and market assessment through design, development and delivery. Established blue ocean strategy by revamping a cost-reduction approach into a revenue-expansion strategy. Trained sales team on targeted markets, value proposition and pricing methodologies.

Broadridge

Senior Vice President, Sales Leader, Clearing & Outsourcing Solutions

Broadridge · Greater New York City Area

Nov 2004 – Aug 2008(3 yrs 10 mos)

Responsible for growing new account sales of correspondent clearing services. Hired and trained sales team from 0 to 11 quota carriers within first 16 months. Established managerial review processes for accepting new business. Won 22% of target market sales (comparable to top two competitors) for a total contracted value of more than $100 million.

Broadridge

Chief Administrative Officer, Sales Division (CAO)

Broadridge · Greater New York City Area

Mar 1999 – Nov 2004(5 yrs 9 mos)

Responsible for creating sales operations and market research teams to support $1.6 billion division supporting over 200 salespeople. Led division-wide reorganization; managed market size/share research; set sales goals; established hierarchal quota structure and held all producers accountable; re-engineered commission plans; defined and managed all sales forecasting, commission administration, sales training and sales automation systems.

The Depository Trust & Clearing Corporation (DTCC)

Vice President, Strategic Planning & Marketing

The Depository Trust & Clearing Corporation (DTCC) · New York, New York, United States

Nov 1992 – Mar 1999(6 yrs 5 mos)

Responsible for creating and leading NSCC's Strategic Planning and Internal Consulting group. Key initiatives included improving the industry's safety and soundness by leading the strategy related to: - Merger with DTC - Centralized Government Clearance Facility - Intraday Surveillance and Monitoring System - Direct Registration System - New York Window

Citi

Assistant Vice President, Product Management

Citi · New York, New York, United States

Feb 1987 – Nov 1992(5 yrs 10 mos)

Business builder responsible for online short term investment systems (TransAxis and Sweeps) and online foreign exchange management system (Currency Trader). - Owned $46 million P/(L) - Marketplace leadership with TransAxis #1 marketshare and CurrencyTrader #2 marketshare - Led all product development as well as marketing and sales strategy - Created Product Plan template used by Citi's entire Cash Management Division

Education

The City University of New York

The City University of New York

BS, Mathematics

Expertise

Specialties

Fast TrackSales & Marketing LeadershipSales StrategySales EnablementC-Suite SellingClient OnboardingSales & MarketingCustomer SuccessUser AdoptionStrategyStrategic PlanningLeadershipCompetitive AnalysisFinancial ServicesManagementChange ManagementMarketing StrategyBusiness StrategyManagement ConsultingDigital Wealth ManagementBusiness Process Outsourcing (BPO)Enterprise Content ManagementBusiness AnalysisBusiness DevelopmentBusiness Process ImprovementFinanceDesign ThinkingRobo Advisor, Hybrid Advisor and Bionic AdvisorCognitive Computing and Machine LearningLife Event Detection and ProcessingCustomer Experience and EngagementClient On-Boarding and Account AdministrationBusiness Process Management /Automation and RoboticsPost-Trade Processing: Clearance, Settlement & CustodyMergers & AcquisitionsProgram Management

Past companies

Top Line Focus, LLCFinn AIIBMDoximBroadridge

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